Financial analysis, which is really quantitative analysis, is about looking at the numbers and assessing the changes. However, it is not really credit analysis until the outcome of the numbers has been explained. That explanation involves moving from the numbers to the events that caused the numbers to look the way they do. Making an assessment of those events involves qualitative analysis of the events, not just the numbers, and allows the borrowers business performance to be more thoroughly explained. Topics to be covered in this Webinar include:
• Economy and Impact on Business Performance
• Operating Environment and Impact on Business
• Industry Analysis
• Marketplace Strategy Analysis
• Business Analysis
• Management Analysis
Benefits
Financial statements are a result of the borrower’s response to the marketplace factors impacting the business. From this webinar the participant will be able to better explain the reason for changes in the financial statements.
Who Should Attend
• Credit Analysts
• Commercial Loan Officers
• Credit Review Personnel
• Branch Managers
• Credit Administration Personnel