By Robert G. Rassp, author of The Lawyer’s Guide to the AMA Guides and California Workers’ Compensation (LexisNexis) Disclaimer: The material and any opinions contained in this treatise are...
Oakland, CA – Private self-insured claim volume in the California workers' compensation system fell 9.5% in 2023, producing the biggest year-to-year decline in private self-insured claim frequency...
By Hon. Susan V. Hamilton, Former Assistant Secretary and Deputy Commissioner, California Workers’ Compensation Appeals Board No matter the source of your media consumption, it seems that the topic...
By Hon. Colleen Casey, Former Commissioner, California Workers’ Compensation Appeals Board Who doesn’t agree with the fact that “[w]e should not interpret or apply statutory language...
When do the exclusivity provisions of Labor Code section 3600 permit an action for law at damages? By Hon. Susan V. Hamilton, Former Assistant Secretary and Deputy Commissioner, California Workers’...
John Burton's Workers' Compensation Resources Research Report analyzes the latest A.M. Best report
As explained in the November 2014 issue of Workers' Compensation Resources Research Report (WCRRR), the operating ratio is the "most comprehensive measure of underwriting results because it considers investment income." In order for the workers' compensation insurance industry to be profitable, the operating ratio must be less than 100. The operating ratio has decreased from 93.7 in 2012 to 82.9 in 2013, which means in 2013 "the industry earned $17.10 of profits for every $100 of net premiums." For the last 20 years, the workers' compensation insurance industry has been profitable each year except 2001, 2002 and 2011. WCRRR also examines for the first time the profitability of the workers' compensation industry at the state level using data from the National Association of Insurance Commissioners. Order the WCRRR Nov. 2014 issue.