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Consumer Account Disclosure Regulations: A State-by-State Comparison

February 04, 2025 (3 min read)

Consumer account disclosures are mandated under state law to ensure transparency into product rates, fees, and other charges from financial institutions. Practical Guidance offers a Consumer Account Disclosures topic in the Financial Services Regulation State Law Comparison Tool. The question and answer series offers comprehensive guidance on required account disclosures across 15 U.S. states​. More states are anticipated in the future. Practitioners can utilize this tool to understand the regulatory requirements for disclosures and statutory fees that companies servicing consumer residential mortgages may charge.

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