30 Jan 2024

Owner’s Affidavit: Representations and Warranties to the Title Company

Title insurance companies may request an owner's affidavit when transactions involve transferring or refinancing real property. An owner’s affidavit typically contains representations and warranties by the property owner providing the title insurance company with information needed to delete certain standard exceptions from the title insurance policy. Check out this owner’s affidavit template, which includes guidance and drafting notes.

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    Read this practice note to learn more about title insurance, including the title report, survey, title insurance policy endorsements, closing and gap, reinsurance and coinsurance, and state-by-state premium and endorsement regimes.

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