17 May 2022
Cosmic Iron Patriot Armor: The Impact of Wellness Programs—and Powered Exoskeletons--on LTCI Claims and Outcomes
Discover the impacts that wellness programs are having on long-term care insurance claims and health outcomes with this practice note, which discusses leading edge wellness initiatives such as powered clothing, challenges in wellness program implementation (including NAIC involvement), and the underlying details of successful managed LTC programs.
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- Long-Term Care Insurance Fundamentals
Do a deep dive into the basics of LTCI, including differences in types of care, differences between LTCI and public financial and medical programs, LTCI coverage and how it works, benefit triggers, policy premiums, deductibles, exclusions, and more.
- Long-Term Care Insurance Financing
Learn about the payment mechanisms for LTCI policies and potential liabilities that can arise from this type of coverage.
- Long-Term Care Insurance: Filing a Claim
Review the considerations that must be addressed and the process that must be followed when filing a claim for benefits under a LTCI policy.
- Long-Term Care Insurance Litigation
Examine disputes that may arise in connection with claims asserted under LTCI policies, the steps that must be followed to assert a claim for benefits that do not exist in other kinds of insurance claims, and litigation that may emanate from such claims.
- Long-term Care Insurance State Law Survey
Explore treatment of long-term care insurance policies and contracts across the 50 states, including information on applicable state statutes and regulations, state-established loss ratio standards, automatic forms of inflation protection, and mandatory offers of optimal inflation protection.
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