Commercial Officers aren’t paid to make loans, but to manage credit risk! In today’s marketplace with the focus on growth of credit portfolios it is especially important that appropriate credit risk management strategy and tactics be employed to generate a portfolio that will benefit your institution. The quality of today’s credit decision will impact the institution’s financial performance over time.
In a constantly changing world, credit risk management becomes a more important focus for the institution’s managers. Therefore it is important that the institution manage this portfolio risk at the institution and officer level. This webinar provides a process for managing commercial credit risk. The desired outcome is a better understanding of tools for having the officer better managing risk at the transaction level.
Benefits
This new session will address the components of a credit process, including:
• Portfolio Management
• Portfolio Acquisition
• Portfolio Maintenance
From those components a detailed discussion of the 13 elements of a Credit Process will be discussed. A worksheet will be provided for the participants to make an assessment of their institution’s response to each of the Credit Process elements. With the focus of financial institutions on growth of their credit portfolios it is especially important we manage that growth to generate consistent, long-term profitability from the commercial credit risk being taken.
Who Should Attend
• Commercial Banking Officers
• Chief Credit Officer
• Senior Commercial Lenders
• Credit Review Personnel
• Credit Admin Personnel
• Anyone overseeing the delivery of commercial credit